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Can the 20,000 dollar home save the American dream?
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K
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20 May ’14 - 11:37 am
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Rural Studios in Alabama say yes

 

Rural Studio, the celebrated undergraduate program of the School of Architecture, Planning and Landscape Architecture at Auburn University, has been educating citizen architects since it was founded in 1993 by D.K. Ruth and the lateSamuel MockbeeRural Studio at Twenty: Designing and Building in Hale County, Alabama by Andrew Freear and Elena Barthel with Andrea Oppenheimer Dean will be released tomorrow by Princeton Architectural Press. Here at the Eye, the authors share an excerpt of the book that centers on the 20K House project, an academic design-and-build program that delivers affordable housing for locals and is currently being developed as a commercial product.
Rural Studio launched its affordable housing program in 2005. We were eager to make our work more relevant to the needs of west Alabama, the Southeast, and possibly the entire country. We looked at the omnipresent American trailer park, where homes, counterintuitively, depreciate each year they are occupied. We wanted to create an attractive small house that would appreciate in value while accommodating residents who are unable to qualify for credit.

Our goal was to design a market-rate model house that could be built by a contractor for $20,000 ($12,000 for materials and $8,000 for labor and profit)—the 20K House, a house for everybody and everyone. We chose $20,000 because it would be the most expensive mortgage a person receiving today’s median Social Security check of $758 a month can realistically repay. A $108 monthly mortgage payment is doable if you consider other monthly expenditures. Our calculations are based on a single house owner, because 43 percent of below-poverty households in Hale County are made up of people living alone. That translates to a potential market of 800 people in our county.

A contractor building 20K Houses for 800 people under a rural development grant would put $16 million into the local economy. Financing would come from a commercial mortgage or a Department of Agriculture rural loan program. We figure that since we design 20K Houses so that they can be built in three weeks, a contractor could build 16 houses a year. Assuming a workforce consisting of a contractor and three workers for each house. The contractor would earn $61,000 a year and the workers $22,200 (based on
 a wage of $11.57 per hour, well above the current minimum wage of $7.25). Our expectation is that commercial success will create a new cottage industry, bringing new economic growth to the region.
With the exception of the Bryant (Hay Bale) House (1994) and Rose Lee’s House (2009), the studio’s client houses have tended to be about experimentation 
and have lacked long-term big-picture goals. The 20K House program evolved out of frustration at starting from scratch each year on each client house. The 
new program’s current instructional model is to test typologies, rather than producing idiosyncratic individual houses, which allows us to build iteratively on previous and concurrent work. In fact, each year’s 20K House outreach team passes on a book of information for the following class, exemplifying Rural Studio’s founding premise of learning both by practice and from reflection.

more pics of the homes and the rest of the story here

http://www.slate.com.....abama.html

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farmboy2
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22 May ’14 - 4:27 pm
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I think people faced with extreme financial hardships will eventually lean in the direction. At least the smart ones will.

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22 May ’14 - 6:12 pm
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seeing it more and more locally 

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