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15 Feb ’12
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awesome letter to get on 4th of July weekend, as of December 31st we will no longer have health insurance, I need to figure out what the hell we're going to do now
19 Feb ’12
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KVR said
awesome letter to get on 4th of July weekend, as of December 31st we will no longer have health insurance, I need to figure out what the hell we're going to do now
OBAMACARE!!!! Lucky you. /sarcasm
12 Oct ’12
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Man, that blows K. Being a diabetic as I am, that has always been one of my biggest fears in life (getting my plan canceled). Looks like it is back to the healthcare.gov salt mines for you...
Sigh...
15 Feb ’12
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yeah, I checked the website yesterday, 847 a month 12,000 family deductible, that's crazy
19 Feb ’12
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KVR said
yeah, I checked the website yesterday, 847 a month 12,000 family deductible, that's crazy
Hope and change, my friend, hope and change.
How is paying 22,164 before you receive a single cent of benefit a help to ANYONE? It used to be someone had to file for bankruptcy for medical reasons after a catastrophic illness. Now people have to file for bankruptcy for medical reasons before any illness. While I know pre-existing conditions strain the "system", how does having EVERYONE participating not LOWER insurance costs?? To quote the late Casey Casum, "Ponderous man, ******* ponderous."
I know I'm preaching to the choir. /rant.
15 Feb ’12
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well looking at the site some more, if I take a 20,000 dollar pay cut, I would get a 5000 dollar discount, really debating just paying the penalty and sticking the premium monthly into a savings account and using it when needed, need to discuss this with the wife when she gets back
12 Oct ’12
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KVR said
yeah, I checked the website yesterday, 847 a month 12,000 family deductible, that's crazy
That's nuts K... Like the average family can afford that? Our system is truly broken.
19 Feb ’12
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KVR said
well looking at the site some more, if I take a 20,000 dollar pay cut, I would get a 5000 dollar discount, really debating just paying the penalty and sticking the premium monthly into a savings account and using it when needed, need to discuss this with the wife when she gets back
Well the problem is if you do have a serious problem, you're screwed. As expensive as the premiums and deductible are, they're a drop in the bucket if something serious happens. My daughter had a congenital heart defect, and her repair was close to $100K. A few years ago, she had a stroke, and I think her medical care (including therapy) was probably over $200k.
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