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Is 2015 the year of collapse?
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K
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4 Feb ’16 - 1:46 pm
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Your best 12 concurrent quarters

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4 Feb ’16 - 1:48 pm
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If you have enough employment history to qualify of course.

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4 Feb ’16 - 1:57 pm
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One thing i am thinking of doing is cutting my salary to the bone and pushing that onto my wife. I pay myself 900 a week and her 600 a week. Our commercial note is paid off in 2022, give her 12 good quarters in the last 3 years to boost her ssi, but it will probably draw scrutiny from the irs, need to talk to my accountant about that.

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Gravel Road
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Gravel Road
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4 Feb ’16 - 2:04 pm
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Good Idea...maybe just phase her 'boost' in over a little bit longer time frame.

...I have another window open and trying to find out where the so called cut off is..I guess it goes to the best 12 concurrent quarters, at some dollar amount of income you max out your SS benefit...haven't found what the magic number is yet...

"The universe is wider than our views of it." -HDT
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4 Feb ’16 - 2:11 pm
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K
"The universe is wider than our views of it." -HDT
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5 Feb ’16 - 4:58 am
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thanks for the links, going to sign up to the Social Security Site and check my numbers, doubt I will wait till 67

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5 Feb ’16 - 5:22 am
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Well according to SS

Retirement

You have earned enough credits to qualify for retirement benefits. At your current earnings rate, your estimated payment would be:

At full retirement age (67):
$2,076 a month
At age 70:
$2,574 a month
At early retirement age (62):
$1,461 a month
Your estimates are based on the assumption that you will earn $49,341 a year from now until retirement.

Disability

You have worked enough credits to qualify for disability benefits.

If you become disabled right now your estimated payment would be:
$2,205 a month

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Gravel Road
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5 Feb ’16 - 5:28 am
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Just checked my wife's status.

Retirement

You have earned enough credits to qualify for retirement benefits. At your current earnings rate, your estimated payment would be:

At full retirement age (67):
$1,327 a month
At age 70:
$1,696 a month
At early retirement age (62):
$871 a month
Your estimates are based on the assumption that you will earn $34,644 a year from now until retirement.

Disability

You have worked enough credits to qualify for disability benefits.

If you become disabled right now your estimated payment would be:
$1,063 a month

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Gravel Road
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